Madd Celebrates Ten Years In Business

Although it might only feel like yesterday to owner George Samios, this month sees Madd Loans celebrating a massive ten years in business as one of the nation’s leading and most innovative mortgage brokers. While the Madd brand has certainly come a long way since it’s early days as a one man band in East Brisbane, the aim of the game has remained the same: to help ordinary Queenslanders bring their financial dreams to life. 

In fact, George has a swag of awards to prove it, along with features on “Ready, Set, Reno!” and numerous television broadcasts. By providing a memorable and fun experience for consumers navigating the realms of finance, George has stuck to this simple formula in order to maintain and elevate his brand to the best that it can be. 

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First established in 2012, Madd Loans have managed to kick some serious business goals – all via exceptional customer service and strong industry relationships. In a nutshell, the Madd mission has always been to turn a client into a raving fan. According to George, his diverse crew are the very foundations that have built Madd into an industry powerhouse, and he takes great pride in Madd’s staff retention ratings, education opportunities and career progression. In his own words, the Madd brand came to life after he realised that there was only so much he could do to service clients whilst working in a bank. 

“At 23, I was bright eyed, bushy tailed and working in one of the big banks. Even then, I just loved the fact that I could wake up every day and help people, and within two years I’d already become one of the bank’s top lenders. My friends noticed this passion, but my success suddenly didn’t taste so sweet after one of them told me that in order to be the very best at my job, I needed to become a mortgage broker. 

At the time, I had no idea what a mortgage broker was. The way it was explained to me was that at the bank, I had the power to write one loan – but as a broker, I could choose from hundreds. It dawned on me that I’d been telling my customers that I’d found them the best deal in Australia, but this was a lie. I also realised that pursuing a career as a mortgage broker offered me a way to help all of those people that had previously been declined for a loan with one particular bank, and that there were several other lending providers who could potentially offer an alternative.”

Although saddled with his own half a million dollar mortgage, George left his position with the bank and embarked on the journey to become a mortgage broker. George met with a wide variety of industry aggregators, and soon signed up for a partnership with Connective – a business relationship that is still going strong today. When brainstorming a name for George’s new enterprise, it was his mother who originally coined MADD loans, or “make a difference daily”. 

His newly rented office didn’t exactly have the makings of a state of the art financial institution, so George actively avoided bringing his first customers there and took them out for coffee around Brisbane instead. However, George soon got to work to change this, and painted his workspace green. While this particular hue had long symbolised money and happiness, it also formed the foundations of the Madd Loans branding. 

It’s important to note that a wide variety of George’s earliest partnerships are still rock solid today. Madd has the same IT and marketing consultants that they’ve had since the company’s inception, and the very first clients are still loyal to George and the team all these years later. While all of these unique characters have become integral threads in the Madd Loans tapestry, they’ve also embraced change as George has continued to develop the business model to include full scale financial planning as a means to truly assist Australians to reach their own version of financial freedom. 

By learning, living, watching and experiencing, George knows people. He’s dealt with the extremes in personalities, and consciously practices what he preaches through leading by example. As a result, Madd Loans is now a multi national award winning mortgage broking firm, and George has assembled a team of some of the best in the business. With Madd Loans set to have half a billion dollars in settlements to their name in 2022 alone, it’s safe to say that both George and the entire team at Madd Loans have big things on the horizon, and a bright future ahead through changing the finance game. 


Madd Loans

Your Guide To Buying In A Hot Market

If you’re one of the many first home buyers feeling disheartened by the current outlook for real estate, here’s how to navigate buying in a hot market.

It’s clear to see that these unprecedented times have contributed significantly to an unparalleled real estate market. Industry experts have indicated that record low interest rates, a change in spending habits and swarms of Australians relocating as a means to escape lockdowns have all heavily contributed to the current boom, with demand far exceeding supply in many corners of our great nation.


While this seems like good news if you are considering selling property, with the way the market is at the moment, it is posing difficulty for those who are trying to tackle buying in this hot market. When it comes to the property outlook around Australia, time on the market seems to be low, settlement turnaround times faster, and auction clearing rates high. On top of this, properties are skyrocketing in price, with Brisbane alone seeing an 18.5% increase in September 2021 when compared to the same time last year. 

Many first home buyers have already done the hard yards when it comes to meticulously saving enough cash for their deposit, curbing their living expenses, and getting all their ducks in a row to be ready to purchase a home, only to be outpriced or not quick enough to make serious offers. However, it’s not all doom and gloom, and there are still many tactics to deploy if you’re buying in a hot market.

Five Tips For Buying In A Hot Market

What we refer to as a ‘hot’ market is when there are too many buyers competing over a limited amount of properties for sale, or properties that are selling at prices far higher than they once would have just a short time ago. Key indicators of a hot marketplace can also include the median average price of homes rising in a particular suburb, less real estate advertising, and even properties that go live on the likes of with ‘under offer’ banners already listed.

While buying in a hot market can bend the traditional rules of how real estate works, there are still a few secret weapons that first home buyers can deploy as a means to get into their first home faster while sticking to their budget.

Get A Pre-Approval – The golden rule of buying in a hot market is to have your financials as organised as you possibly can. When there’s 20+ people competing over the same property, many real estate agents are actually ignoring offers from those who don’t have proof that they are armed with a pre-approval from a lending institute.

Prepare To Compromise – Many first home buyers make the mistake of approaching their first property purchase with rose tinted glasses, and get disheartened if they can’t find their ‘forever’ home. Instead, approach the task as an investment and be realistic on things like suburbs, the aesthetics of a property, and think pragmatically like a property baron would.

Be Aggressive – Dithering and ‘umming and aahing’ in a hot market will not do you any favours. Instead, make offers confidently and quickly to show that you’re a serious bidder to avoid missing out. It’s also worth getting to know the real estate agent as well as you can to ensure you are a memorable candidate – even a gifted bottle of scotch doesn’t go astray.

Simplify The Process – When buying in a hot market, always remember that most sellers are looking for the highest price with the fastest turnaround time, and can view certain contract contingencies such as inspections and finance clauses as potential reasons for the deal to fall through. As such, try to minimise your clauses to the essentials whenever possible.

Stick To Your Budget – It’s the role of a real estate agent to favour their seller, not the buyer. Beware of pushy sales tactics that are ultimately there to drive the property’s price up, and don’t fall victim to panic buying. While there’s plenty of things to compromise on, one thing buyers should not budge on is their budget. This will save them from over committing in the long term. 

Now more than ever, it’s important to do your research when it comes to navigating how real estate works in Australia. With some of the more prominent lending institutes such as Macquarie Bank and the Commonwealth Bank approving home loans in under two business days, it’s worth partnering with a reputable mortgage broker to help you make the most of the current interest rates, terms and ultimately finding a pre-approval that’s best suited to you and your lifestyle.

Securing A Pre-Approval With The Professionals

Getting preapproved for a home loan has long been regarded as stressful, frustrating and time consuming – but the good news is that it doesn’t have to be.

Since their inception in 2012, the team at Madd Loans have worked tirelessly in providing over 2,000 Queenslanders with finance options to help turn their dreams into reality. With the entire brand being built on referrals, owner George Samios takes great pride in making the loan process both fun, educational and stress free – and he has a swag of awards to prove it.

If thinking about your financial future strikes a chord with you, then it might be time to speak to a professional. Whether you’re chasing mortgage solutions or a financial fairy godmother, the team at Madd work together as a collective to turn your goals into reality.


Madd Loans

The Brisbane Home Show Is Back

With the Convention Centre set to transform into a hub for all things property, join Madd as we share our industry insights at the 2021 Brisbane Home Show.

We’re spending more time at home than ever before, so it seems only natural that we want our homes to be nothing short of perfect. Home owners usually undertake renovations in the hope of increasing the value of their property, or to present the home in question in the best possible light to potential buyers. On the flip side, many homeowners are opting for a renovation as a means of upgrading their existing property instead of selling and purchasing another that’s more in line with their needs. 

Thanks to having extra time or extra funds on their hands, many homeowners are trying their hand at renovation for the first time. As most of us are aware, Australia’s property market is currently running hotter than ever. Thanks to demand outstripping supply, stay at home orders, and savings on what would normally be for the holiday fund, this unique combination of factors has created the perfect storm for many homeowners to consider renovating instead of selling to bring their property vision to life.

When it comes to home renovations, getting the ball rolling isn’t always easy. You might have an idea of what your perfect home looks like in your mind, but no idea as to how to get there. As such, events like the Brisbane Home Show have become a mecca for those who are on the hunt for some advice, inspiration or even just to get a better idea on their options.

Your Guide To The 2021 Brisbane Home Show 

Scheduled to kick off on Friday 10 September and running until Sunday 12 September, the 2021 Brisbane Home Show is a free ticketed event that celebrates all things property. With hundreds of innovative home products, exclusive show specials for attendees, free seminars, expert advice, and some of the best homegrown Australian renovation businesses, attending the Brisbane Home Show is a must for any Queenslanders that are about to embark on a home renovation project or are in the midst of one.

With over two hundred exhibitors scheduled to appear at the Brisbane Home Show, such as Big Sky Energy, Better Living Australia and All Turf Solutions, some of the featured activities penciled in for the home show include:

EcoTown – An interactive and educational feature focusing on sustainability and making modern residential homes more eco-friendly.

Staycation Resort – A destination to be inspired by the best in alfresco living, including pools, spas, decking, fire pits, outdoor furniture, and BBQs, and how to turn your home into a resort.

Seminar Series – The go-to for expert advice on everything from renovating, architecture all the way to building, along with discussions on specific kitchen and bathroom tips and trends.

Cooking Stage – Find all the inspiration you need to make restaurant-inspired dishes at home, with professional chefs cooking up some delectable treats every day.

Home Hub – Practical and real-world advice from industry specific trades, who are on hand to outline tips, tricks and helpful insights to make the renovation process run smoothly.

Show Specials – The eShowbag is packed with discounts and giveaways for attendees to make the most of, to make their home renovation project cheaper and easier.

Of course, renovating a home isn’t cheap, which is why Madd Loans will also be attending the Brisbane Home Show to provide attendees with advice and insights on how to finance their home renovation project. Whether you’re looking to buy a ‘fixer upper’ or perhaps give your current home a face lift, having a highly regarded mortgage broker on your team can help to ensure that the process for finance is streamlined and stress free.

Navigating The World Of Finance With The Professionals

Getting preapproved for a home loan or finance has long been regarded as stressful, frustrating and time consuming – but the good news is that it doesn’t have to be.

Since their inception in 2012, the team at Madd Loans have worked tirelessly in providing over 2,000 Queenslanders with finance options to help turn their dreams into reality. With the entire brand being built on referrals, owner George Samios takes great pride in making the loan process both fun, educational and stress free – and he has a swag of awards to prove it.

If thinking about your financial future strikes a chord with you, then it might be time to speak to a professional. Whether you’re chasing mortgage solutions or a financial fairy godmother, the team at Madd work together as a collective to turn your goals into reality.



Madd Loans Supports RBWH Giving Day

Since the beginning, the RBWH Foundation has engaged with the community and achieved great things. Madd Loans acknowledged this early on and chose to support their annual Giving Day initiative. 

It’s not uncommon for many brands and businesses to hold annual fundraisers or show their support behind major events once or twice a year. In fact, Madd have long done the same via sponsoring local sporting clubs and the annual Greek Paniyiri Festival – but what if a brand could extend that same support on a daily basis? 


The Madd Challenge aims to embody this line of thinking via ‘Making A Difference Daily’. Launched in June 2021, owner George Samios and the entire team at Madd Loans are constantly on the hunt for ways to give back and support their local community on a day to day basis. When the opportunity came up to show their support behind this year’s ‘Royal Giving Day’, it was a no brainer. 

What Is The RBWH Royal Giving Day?

Royal Giving Day is an annual twenty four hour event, and allows Queenslanders to show their support behind the Royal Brisbane and Women’s Hospital – or RBWH – to raise much needed funds distributed towards cutting edge medical research, evidence based patient care, education and innovative equipment. 

Today, RBWH is home to around 500 clinician researchers, and is one of the largest research institutions in the world. It is considered a national leader in infectious diseases, cancer care, maternity, trauma and burns care, and is on the Steering Committee for the international ASCOT COVID-19 clinical treatment trial. The brainchild of the RBWH Foundation, since 1985 the RBWH Giving Day Initiative has raised over $50 million dollars. 

Since 1875, RBWH researchers have worked tirelessly to make breakthroughs that have changed the world we live in, such as the cause of Elephantiasis, polio treatment, the first Australian dialysis system, a cure for QFever, and even establishing the link between childhood lead poisoning and kidney disease. When it comes to fundraising efforts, quite literally every dollar counts to ensure that Queensland remains at the forefront of modern medicine on a global scale. 

How The RBWH Giving Day Initiative Works 

Held on June 23 2021, the goal for this year was to raise $600,000 towards research efforts for the Royal Brisbane and Women’s Hospital. Queenslanders were encouraged to get behind the cause as individuals, workplaces and even in RBWH’s own departments via getting active, facing a fear or even breaking a bad habit. 

In 2019, the RBWH Giving Day Initiative raised just over $500,000. With 100% of all funds donating going straight to the researchers, the funds provided the following real world achievements, equipment and research: 

ICU: Antibiotic dosing in critically ill patients – Evaluation of what is called ‘off-label’ dosing of antibiotics for critically-ill patients as standard doses, available from pharmacies, haven’t been tested in ICU situations. 

Burns: innovation in delirium management (Jayesh Dhanani) – Whether we decrease delirium in intensive care patients with the use of clonidine using two alternate delivery methods

Neurology: MEND and MND projects – Investigating the immunometabolic nature of motor neurone disease (MND): a study linking metabolism, inflammation, and clinical outcomes in MND patients

Spinal fellowship – Study into team-based management of all aspects of spinal care, through exposure in the tertiary setting to simple and complex spinal deformity, trauma, and spinal oncology. 

Allied health: Non-surgical management of knee osteoarthritis – Testing a screening instrument to select people with knee osteoarthritis most likely to benefit from non-surgical care.

Ideal catheter to vein ratio parameters for peripheral venous and midline devices – The DIAMETER study: how to determine the right size catheter for a vein to prevent device failure.

Imaging and DNA markers for non-penetrating traumatic brain injury – Can advanced medical imaging and a blood test for DNA markers predict outcome following brain injury.

Measure and map gene activity to determine kidney disease pathways and optimise kidney biopsy assessment – Use of a ground-breaking gene technology, Spatial Transcriptomics, to examine kidney disease and facilitate kidney biopsies.

Video conferencing rooms – The purchase of equipment to upgrade five conference rooms across RBWH to support international conferencing for training, research capabilities/partnerships and functionality through virtual meetings. 

NeoRESQ ‘NeoReturn’ vehicle – NeoReturn is Queensland’s first neonatal service to safely transfer babies and families to a hospital closer to home after receiving neonatal intensive care at RBWH. 

Delta therapy dogs – Therapy dogs are trained to provide affection, comfort and support to patients. 

Patient lounge upgrades – To provide privacy for families to meet and a quiet space for sometimes difficult conversations to be held

Patients in need – Clothing for vulnerable patients admitted to RBWH as a result of trauma, sexual assault or homelessness.

Various individuals, corporate partners, and community groups have made donations to the RBWH Foundation, allowing those behind the fundraising effort to build up a gift matching pool for Royal Giving Day.

Needless to say, all of the above wouldn’t have been possible without the support of Queenslanders and the Giving Day Initiative. The most exciting part? The 2021 Giving Day managed to not only hit the $600,000 target, but raised $637,478 – all in one day. 

With 365 days in a year, the sky’s the limit when it comes to what the team at Madd hope to achieve by “Making A Difference Daily”. While smaller scale events within the community, such as walks, staff events and fundraisers are on the cards, George and the team’s long term vision is to get other businesses involved with initiatives just like the RBWH Giving Day. After all, more brands equal more manpower, which translates to more good deeds on a day to day basis. 

If you’re a brand or business and would like to get involved with the Madd Challenge, get in touch with George, Tia and the team to discuss what you can do for your community today.