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Navigating an auction is challenging enough—doing it from another state, through a self-managed super fund (SMSF), adds an entirely different level of complexity.
Earlier this month, George assisted a Sydney-based client in purchasing an investment property in Brisbane’s southern suburbs, using their SMSF. The client, who couldn’t attend the inspection or the auction in person, was keen to secure a long-term asset through their super and needed someone on the ground who understood both the lending structure and the local market.
Once the right property was identified, we arranged pre-approval through their super fund for a purchase of up to $700,000. With all finance structured and SMSF-compliant, George personally attended the property inspection to ensure it stacked up both physically and financially.
On auction day, he represented the client in person—handling registration, bidding and ultimately securing the property under the hammer.
What made this purchase unique:
• It was acquired entirely through an SMSF structure
• The client was interstate throughout the entire process
• Pre-approval and legal considerations were tightly managed before auction
• The transaction was executed in person on the client’s behalf
Why this matters
Buying property through super is a viable strategy for many Australians looking to build wealth—but it’s not as straightforward as a standard purchase. SMSF lending comes with strict criteria, longer approval timelines and limited flexibility—especially when buying at auction, where contracts are unconditional.
This transaction is a great example of how—with the right preparation, professional advice and support—it is possible to successfully purchase through super, even in a competitive auction environment.
Thinking about investing through your super? Our team understands the complexities and compliance requirements involved in SMSF lending and property strategy. If you’re ready to explore your options, please reach out.
