At Madd Vehicle & Asset, we understand that buying a new car is a significant investment. That’s why we offer a range of vehicle finance options to suit your needs. Due to Sergio’s car dealership experience, he is not only here to help you navigate the finance process but will assist you with your search or any questions you have along the way, ensuring you drive away with a car and loan that works for you. Explore our comprehensive car loan services below.
Purchasing a brand-new car is an exciting experience and we want to make it as seamless as possible. Our car finance options provide competitive rates and flexible terms tailored to your budget and lifestyle. With Madd, you can enjoy:
With access to multiple lenders, we pride ourselves on being able to offer some of the lowest interest rates in the market. This means that your new car loan will be not only affordable but also more manageable in the long run. Sourcing competitive rates that are designed to help you save money over the life of your loan, allows you to focus on enjoying your new vehicle without the stress of high repayments. Whether you’re buying a new or used car, low-interest rates ensure that you get the best value for your money, making your dream car purchase a reality.
We understand that everyone’s financial situation is unique, which is why we provide you with a variety of flexible repayment options to choose from. This means you can choose a repayment schedule that fits seamlessly into your budget and lifestyle. Whether you prefer shorter loan terms with higher monthly payments to pay off your loan quicker, or longer terms with lower monthly payments for more manageable finances, we have options to suit your needs. This flexibility ensures that your loan is tailored specifically to your circumstances, making the repayment process smooth and stress-free.
Getting behind the wheel of your new car shouldn’t be a lengthy process. That’s why our process has been streamlined to ensure it is as quick and efficient as possible. A fast approval process means that you can have your loan approved often within 24 hours followed by a quick settlement. We aim to remove the hassle and delays commonly associated with car financing, allowing you to enjoy your new car sooner.
New cars typically come with comprehensive manufacturer warranties, which cover a wide range of potential issues and repairs. This warranty provides peace of mind, knowing that you are protected against unexpected mechanical problems for several years. The reliability of a new car means fewer breakdowns and lower maintenance costs, allowing you to enjoy your vehicle without worrying about frequent repairs. Investing in a new car with a manufacturer warranty ensures that you have dependable transportation and support when you need it most.
A new car means you get to experience the latest technology and innovations in the automotive industry. Modern vehicles are equipped with advanced safety features such as adaptive cruise control, lane-keeping assist, automatic emergency braking, and more. These technologies not only enhance your driving experience but also significantly improve your safety on the road. Additionally, new cars often come with the latest entertainment and connectivity options, including touchscreen infotainment systems, smartphone integration, and high-quality sound systems. By choosing new car finance, you can enjoy cutting-edge technology that keeps you safe, connected, and entertained.
Another advantage of financing a new car is the ability to customise it to your exact preferences. When you purchase a new vehicle, you have the opportunity to select the model, colour, trim level, and additional features that suit your lifestyle and taste. Whether you want a specific interior finish, upgraded sound system, or advanced driver assistance features, financing a new car allows you to build your dream vehicle from the ground up. This level of customisation ensures that your new car perfectly matches your needs and desires, providing a personalised driving experience that used cars simply cannot offer.
Pre-approval sets your budget and demonstrates to sellers that you are a serious buyer, often leading to better deals and faster transactions. Additionally, knowing what car you’re looking for before seeking pre-approval can further expedite the process. By having a specific vehicle in mind, you can provide detailed information to lenders, which can help tailor the loan terms to your exact needs and preferences.
Businesses can claim depreciation as a tax-saving benefit. When you finance equipment or vehicles for your business, you can depreciate these assets over time. Depreciation allows you to spread the cost of the asset across its useful life, reducing your taxable income each year. This tax benefit not only lowers your overall tax liability but also helps improve your cash flow, making it easier to reinvest in your business and maintain financial health.
Your credit score plays a significant role in determining the interest rate for your car loan. A higher credit score can help you secure lower interest rates, reducing the overall cost of the loan.
What documents do I need to apply for a car loan?
You will need identification, proof of income, employment details and information about the vehicle you wish to purchase.
What is a balloon payment?
A balloon payment is a large, lump-sum payment that is due at the end of a loan term. It is typically associated with loans that have lower monthly payments throughout the term but require the borrower to pay off a significant portion of the loan in one final payment.
What is the difference between leasing and financing?
Leasing involves lower monthly payments and the option to upgrade your vehicle regularly, while financing leads to vehicle ownership once the loan is paid off.
How long does the approval process take?
Approval times can vary, but we strive to provide quick and efficient processing, often within 24-48 hours.
Can I finance a used car?
Absolutely. We offer tailored finance solutions for both new and used vehicles.
What are the benefits of getting pre-approved for a car loan?
Pre-approval gives you a clear budget, strengthens your negotiating position, and speeds up the purchasing process.
Before settling on a car loan, it’s important to compare offers from multiple lenders. Madd Loans, as your broker, will do this for you. We examine interest rates, loan terms, fees, and any additional costs on your behalf. By leveraging our expertise and extensive network, we help you find the most favourable loan terms, ensuring you save money over the life of the loan. This thorough comparison not only saves you time but also ensures you secure the best possible financing for your car purchase.
When planning your car purchase, remember to budget for additional costs such as insurance, registration, maintenance, and potential repairs. Including these expenses in your financial plan ensures that you can comfortably manage your car payments and related costs. Your Madd Loans broker will provide guidance on what to expect for these additional expenses, helping you create a comprehensive budget that covers all aspects of car ownership.
While longer loan terms may result in lower monthly payments, they can also lead to higher overall interest costs. Consider your financial situation and goals to choose a loan term that balances manageable payments with the total cost of the loan. Shorter terms often save money in the long run, but it’s essential to ensure the monthly payments fit within your budget.
We’re proud to work alongside a range of major banks and lending institutions, including but not limited to:
At Madd Vehicle and Asset, our priority is building strong relationships with our clients. We’re dedicated to understanding your vision, operations and financial objectives to source the perfect funding solution for your needs. Let us be your partner in asset growth. Reach out today to discover your options and secure the financing you need.
At Madd Vehicle and Asset, our priority is building strong relationships with our clients. We’re dedicated to understanding your vision, operations and financial objectives to source the perfect funding solution for your needs. Let us be your partner in asset growth. Reach out today to discover your options and secure the financing you need.
Our mortgage services and brokers have earned the reputation as one of Australia’s leading mortgage brokerages and we are proud to extend that same level of excellence to Madd Vehicle & Asset Finance. Whether you’re looking to safeguard your future, attain financial stability, or live according to your preferences, we’re here to help. We’d love to hear from you.
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