Empowering Future Generations

FINANCIAL LITERACY INITIATIVE

Unlocking Financial Freedom For School Students

George is committed to enhancing financial literacy among young Australians, understanding that early education can help mitigate future economic disparities. This program is designed not just to teach, but also to inspire other institutions to adopt financial education, spreading essential skills across the country.

In an effort to arm young Australians with essential financial skills, Madd has had the privilege of partnering with a number of schools to deliver financial literacy workshops tailored for high school students. These sessions, facilitated by George, cover a broad range of topics crucial for understanding and managing personal finances. This initiative reflects a significant step towards empowering students with the knowledge they need to navigate the complexities of financial decisions in their adult lives.

George’s passion for financial education stems from extensive experience in conducting property-buying workshops for adults. After recognising the deep impact that early financial education could have on young minds, he was motivated to tailor a program that could introduce high school students to essential financial concepts for the real world. The main goal is to prepare young individuals for a future where they can make informed financial decisions and embrace independence with confidence.

Did You Know?

Each session is carefully timed to fit within the school schedule, ensuring all students can participate without disrupting regular classes. This approach maximizes accessibility and integrates smoothly with other school activities.

Did You Know?

Each session is carefully timed to fit within the school schedule, ensuring all students can participate without disrupting regular classes. This approach maximizes accessibility and integrates smoothly with other school activities.

WORKSHOP LEARNINGS

Employment and Income Basics

Students learn about the differences between various employment types, such as Pay As You Go (PAYG) and self-employment, highlighting the key financial responsibilities and benefits associated with each. Students will gain insights into effective income management strategies, understanding how to budget, save and plan for future financial stability based on their earnings.

Understanding Taxes

This part of the workshop reveals the purpose and calculation of taxes, illustrating their crucial role in society and their direct impact on personal income. Students will gain insight into why taxes are essential, how they are assessed based on income levels and the overall effect this has on their financial well-being.

Homeownership Fundamentals

Students get to dive into the essentials of buying a home, examining various aspects of mortgage financing including lenders mortgage insurance (LMI), loan-to-value ratios (LVR), and the roles of guarantors. The session also covers the differences between fixed and variable interest rates, giving students a thorough understanding of what to anticipate when considering homeownership.

Building Wealth through Property

The workshop explores the various ways property ownership can be a significant asset in building long-term financial wealth. Students will learn about the benefits of building a property portfolio, understanding investment properties and how strategic property investments can lead to financial independence and stability.

Saving for the Future

In this part of the workshop, focus is placed on effective savings strategies crucial for big purchases like a house. Discussions will cover how to set realistic saving goals, the importance of superannuation in securing one’s financial future and the advantages of salary sacrificing to enhance their savings potential.

Mindset Mastery

This section emphasizes the importance of a growth mindset, encouraging students to understand that their abilities and intelligence can expand through effort and perseverance. It highlights resilience, positive thinking and self-efficacy, equipping students to confidently tackle financial challenges ahead. Students learn to see setbacks as opportunities for development, fostering a proactive approach to both personal and financial obstacles.

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How It Works

Employment and Income Basics

Students learn about the differences between various employment types, such as Pay As You Go (PAYG) and self-employment, highlighting the key financial responsibilities and benefits associated with each. Students will gain insights into effective income management strategies, understanding how to budget, save and plan for future financial stability based on their earnings.

Understanding Taxes

This part of the workshop reveals the purpose and calculation of taxes, illustrating their crucial role in society and their direct impact on personal income. Students will gain insight into why taxes are essential, how they are assessed based on income levels and the overall effect this has on their financial well-being.

Homeownership Fundamentals

Students dive into the essentials of buying a home, examining various aspects of mortgage financing including lenders mortgage insurance (LMI), loan-to-value ratios (LVR), and the roles of guarantors. The session also covers the differences between fixed and variable interest rates, giving students a thorough understanding of what to anticipate when considering homeownership.

Building Wealth through Property

The workshop explores the various ways property ownership can be a significant asset in building long-term financial wealth. Students will learn about the benefits of building a property portfolio, understanding investment properties and how strategic property investments can lead to financial independence and stability.

Saving for the Future

In this part of the workshop, focus is placed on effective savings strategies crucial for big purchases like a house. Discussions will cover how to set realistic saving goals, the importance of superannuation in securing one’s financial future and the advantages of salary sacrificing to enhance their savings potential.

Mindset Mastery

This section emphasizes the importance of a growth mindset, encouraging students to understand that their abilities and intelligence can expand through effort and perseverance. It highlights resilience, positive thinking and self-efficacy, equipping students to confidently tackle financial challenges ahead. Students learn to see setbacks as opportunities for development, fostering a proactive approach to both personal and financial obstacles.

Advancing Financial Literacy

George passionately believes in the power of financial education to level the playing field for young Australians. By introducing these skills early, the disparity in financial well-being observed in adulthood can be significantly reduced. This initiative not only aims to educate but also to inspire other schools and communities to adopt similar programs, spreading the knowledge and tools for financial success across the nation.

If you’re inspired by the impact of our financial literacy workshops and would like to see similar initiatives at your school, we encourage you to get in touch. At Madd, we are eager to expand our reach and help more students gain the financial knowledge they need for a successful future. Contact us to discuss how we can tailor our workshops to fit your school’s needs and empower your students with essential financial skills. Together, we can make a significant difference in the financial literacy of young Australians.

Advancing Financial Literacy

George passionately believes in the power of financial education to level the playing field for young Australians. By introducing these skills early, the disparity in financial well-being observed in adulthood can be significantly reduced. This initiative not only aims to educate but also to inspire other schools and communities to adopt similar programs, spreading the knowledge and tools for financial success across the nation.

If you’re inspired by the impact of our financial literacy workshops and would like to see similar initiatives at your school, we encourage you to get in touch. At Madd, we are eager to expand our reach and help more students gain the financial knowledge they need for a successful future. Contact us to discuss how we can tailor our workshops to fit your school’s needs and empower your students with essential financial skills. Together, we can make a significant difference in the financial literacy of young Australians.

Owen Flynn

Brisbane State High Teacher

“George and Tia are the ultimate professionals. The effort and care they put into creating a custom financial literacy program for our students cannot be understated. The students were introduced to concepts that many adults don’t even get access to until much later in life. These lessons will set our students up for life. Speaking to students who do not have the current means to buy a house means that George and Tia were presenting with the only desired outcome being education for these young people. It was completely altruistic, and I cannot thank them enough. They are the best mortgage brokers and educators on financial literacy that you could possibly use. I could not recommend them enough.”

Lucy Jordan

Head of Year 12 Brisbane State High

“Working with George and Tia was a dream! They took the time to learn about our students so they could develop a program that would best meet their needs. They were organised, accommodating and flexible. George delivered a boutique session that was not only informative but also engaging and inspiring. His ability to break down complex financial concepts into relatable, achievable steps was truly impressive. He used real-life examples to ensure that the students could connect with the material, making the topic of financial literacy accessible and exciting. George’s passion for teaching our young people about finance is evident. His enthusiasm and expertise shone through, and his approach encouraged students to think critically about their financial futures. The feedback from the students has been overwhelmingly positive. We are incredibly grateful for his contribution and look forward to future opportunities to collaborate with him.”

Chris Comino

Browns Plains State High School Teacher

“On behalf of Browns Plains State High School, I would like to extend our thanks for the presentation you delivered to year 11 Social and Community Studies students as part of our Money Management unit of study. Your expertise and engaging approach positively impacted our students, providing them with invaluable knowledge and skills that will benefit them for years to come. You provided a detailed breakdown of financial concepts into understandable and relatable terms that truly resonated with our students. It was clear that you put a great deal of thought and effort into tailoring the presentation to the needs and learning goals of our students, something that was evidenced by the sales data you shared relating to our local area. Feedback from students has been positive, one student telling me: “I paid attention because it was about money. ”Your presentation has not only enriched our curriculum but also inspired our students to take control of their financial futures. Another student stated they went home and opened a specific savings account that very afternoon. Thank you for generously sharing your valuable time with our students. We hope to have the pleasure of welcoming you back to our school for future presentations. Your dedication to empowering young people with financial literacy is truly commendable.”

Sebastian Murphy

Year 11 Coordinator Wynnum State High

“Off the back of student survey data, our Year 11s were eager to develop their financial literacy education and knowledge in real-world contexts. When I reached out to the MADD Loans team, they were so keen to get on board and support our students. Tia was so accommodating and easy to work with when organising a suitable time and even provided personalised resources for our school! George delivered an engaging and insightful presentation that the student’s really enjoyed. The prizes for questions always go down well! George’s enthusiasm was felt by everyone, and his breadth of knowledge was made accessible and understandable to all students. Sharing his own story and ambitions provided a personal touch to the workshop too which helped make it all feel so achievable. On behalf of the students and staff at Wynnum State High School, thank you so much George and Tia!”

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