Loan programs for doctors take into account the unique financial circumstances of medical professionals. We understand that doctors often have high earning potential but may also have significant student loan debt. Our loan programs are designed to be flexible and accommodating, with competitive interest rates and loan terms.
We offer higher loan-to-value ratios (LVR) for doctors, recognising their stable income and low default risk. This means you may be able to borrow more money relative to the value of the commercial property you’re looking to buy or develop.
Understanding that doctors often carry higher levels of debt due to student loans, we offer flexibility when calculating debt-to-income (DTI) ratios. This can make it easier for doctors to qualify for commercial loans, even if they have existing debt.
For doctors looking to buy or expand a practice, we offer practice loans. These loans can be used to purchase commercial real estate for a medical practice, buy new equipment, or even acquire an existing practice.
We understand that doctors have demanding schedules. That’s why we’ve streamlined our loan approval process for doctors, making it quicker and easier for you to get the financing you need.
Our team at Madd Commercial is experienced in working with medical professionals and understands the unique aspects of commercial lending for doctors. We’re here to provide dedicated support, from helping you understand your loan options to guiding you through the application process.
From securing your first business loan to managing mergers and acquisitions, our free service takes the stress out of navigating commercial finance. We offer our services Australia wide, so why not reach out to us today. Whether you’re looking to invest in commercial property, need cash flow finance, or seeking equipment finance, we’re here to help. We’d love to hear from you.
